Loan Programs

Find the right loan program for you

Through our extensive network of lending partners, we offer a variety of loan programs with competitive rates and flexible options.

Buy & Refinance

Purchase

Competitive financing for buying your primary home, second home, or next property — with guidance from offer to keys.

Refinance

Lower your rate, shorten your term, or restructure your mortgage to better fit your financial goals.

HELOC

Access your home’s equity with a flexible line of credit while keeping your existing first-mortgage rate.

Investor & Specialty Financing

DSCR

Debt Service Coverage Ratio loans that qualify investment properties on rental cash flow, not personal income.

Non-QM Financing

Flexible qualifying for self-employed borrowers, investors, and unique income situations outside conventional guidelines.

Jumbo Mortgages

Financing above conforming limits for higher-value homes, with maximum flexibility and competitive terms.

Private Capital Solutions

Fast, strategic private lending for time-sensitive deals, bridge scenarios, and specialized investor needs.

Ready to explore your options?

Submit your info for a no-pressure conversation about your goals.

A boutique mortgage brokerage delivering honest advice, responsive communication, and financing strategies tailored to your goals.

CPMA, Inc · NMLS #2700681 · CA DRE #02261416

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3187 Red Hill Ave STE 105

Costa Mesa, CA 92626

© 2026 CPMA, Inc. All rights reserved.

CPMA, Inc — NMLS #2700681 | CA DRE #02261416. Applicants are subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of an application does not represent an approval for financing or an interest-rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply. Savings, if any, vary based on the consumer's credit profile, interest-rate availability, and other factors.