Thoughtful Mortgage Lending with Unmatched Flexibility for Every Opportunity
With access to an extensive network of trusted lenders, we deliver competitive financing, competent guidance, and a 5 stars mortgage experience built around your goals.
Confident buying, from pre-approval to keys
Whether you're a first-time buyer or growing your portfolio, we structure the right loan around your goals and guide you through every step.
Lower payments or unlock your equity
Refinance to reduce your rate, shorten your term, or access cash from your home's equity — with a process built to be efficient and clear.
Financing that scales with your strategy
DSCR, Non-QM, and private capital solutions designed for investors and business owners — qualify on the strength of the deal.
Tap your equity, keep your low rate
A home equity line of credit gives you flexible access to your home's value — without touching your first mortgage.
Quality Home Loans Funded
Happy Clients Served
Years Combined Experience
Average Client Rating
A clear path to your financing
No complicated process, no endless paperwork — just experienced guidance at every step.
Talk with our team
Start with a conversation. We learn your goals and financial picture, then map out your best options in plain language.
Choose your program
From purchase and refinance to DSCR, Non-QM, and HELOCs, we match you with the right solution from our broad lender network.
Close with confidence
We coordinate every detail for a smooth, on-time closing — with responsive communication the whole way through.
Home is more than your biggest asset
CPMA was founded on a simple belief: mortgage lending should be built on relationships, trust, and experienced guidance. We deliver the personalized service of a boutique brokerage with access to a broad network of lending solutions.
- Over $2 billion in funded loans
- 50+ years of combined lending experience
- Thousands of homeowners & investors served
Lending solutions for every goal
From first-time buyers to seasoned investors, we tailor financing to your unique situation.
Purchase
Competitive financing for buying your primary home, second home, or next property — with guidance from offer to keys.
Refinance
Lower your rate, shorten your term, or restructure your mortgage to better fit your financial goals.
HELOC
Access your home’s equity with a flexible line of credit while keeping your existing first-mortgage rate.
DSCR
Debt Service Coverage Ratio loans that qualify investment properties on rental cash flow, not personal income.
Non-QM Financing
Flexible qualifying for self-employed borrowers, investors, and unique income situations outside conventional guidelines.
Jumbo Mortgages
Financing above conforming limits for higher-value homes, with maximum flexibility and competitive terms.
Mortgage Lending with Unmatched Flexibility
The best financing solution isn't always found at a bank.
CPMA combines the personalized service of a boutique mortgage brokerage with access to a broad network of wholesale lenders, giving you more opportunities to secure financing that aligns with your goals.
- Customized mortgage strategies – financing built around your goals
- Extensive lender network – more product offerings, better fit
- Faster execution – unmatched speed, with accuracy that matters
- Responsive communication – clear, honest guidance
Clients who'd recommend us
We care what our customers think of us and so should you. We are partners in your business and your success is ours.
★★★★★
Russell is very client oriented. He was knowledgeable, informative, timely and professional in his approach to the process and in working with me through the process. I wound up with a great loan and am happy I was able to connect with him through a referral. I am now locked in with an excellent 30 fixed rate mortgage that I will likely keep for the rest of my days! I have referred Russell to other colleagues and friends and they have been happy with Russell and his team.
★★★★★
Russell helped move my refi forward so quickly. There was little wasted time and energy which is very unusual when providing documents. My income calculation is complicated but Russell and PNC took the complication out and we closed very quickly.
★★★★★
Russell and his team were very attentive and quick to address all issues during the refi process. They were readily available at all times to answer questions and returned calls promptly. Would definitely recommend him!
Let's Find the Right Mortgage Together
It’s fast and easy to verify all your options. No pressure. No hard credit pulls. We’re here to help – get started today.
A boutique mortgage brokerage delivering honest advice, responsive communication, and financing strategies tailored to your goals.
CPMA, Inc · NMLS #2700681 · CA DRE #02261416
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Costa Mesa, CA 92626
© 2026 CPMA, Inc. All rights reserved.
CPMA, Inc — NMLS #2700681 | CA DRE #02261416. Applicants are subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of an application does not represent an approval for financing or an interest-rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply. Savings, if any, vary based on the consumer's credit profile, interest-rate availability, and other factors.